Accident Protection is important. Accidents happen when you least expect them: at home, at work, while playing, or even while traveling...
In 2020, unintentional injuries or accidents were the third leading cause of death accounting for an estimated 146,571 deaths with over 39.0 million injury-related emergency room visits. With of over 87% of emergency claims being injury related. You can't afford to not be covered.
Accident protection can be in the form of a stand alone policy or added to a base health insurance plan to ensure maximum protection. This coverage is designed to fill the void in coverage in the case of an emergency visit by providing a indemnity dollar amount to offset deductibles, large copays or out of pocket expenses incurred by the insured.
Disability Income Insurance policies contain some contractual features and optional benefits that may not be available in all states. The ability to perform the substantial and material duties of your occupation is only one of the factors that determine eligibility for disability benefits. These policies also contain exclusions, limitations and reduction-of-benefit provisions. Issuance of disability income insurance and the coverage amount are subject to application and underwriting. Eligibility for disability income insurance, additional policy benefits and qualification for benefits is determined on a case-by-case basis. For costs and complete details of coverage, Contact Us.