On/Off Exchange Health Insurance Plans (A.K.A. OBAMACARE – Affordable Care Act - ACA - Marketplace): These plans are administered through the Centers for Medicare and Medicaid. In many cases people qualify for subsidies based on qualifying factors to help with their health care costs. People with incomes between 150% and 400% of the federal poverty level.

What does that mean for you? In 2024 that figure is $54,360 for an individual and $73,240 for a couple who were eligible for premium subsidies.

The amount of the subsidy depends on someone's income and what plan they select. This is typically the first step in determining whether this is the right plan for you. As a broker I will help guide you through the process step-by-step. If you are unable to qualify for a subsidy (as mentioned above) you can purchase many of these same health plans directly through the carrier using a licensed broker or purchase them off the exchange at full market price or choose one of the many other options I have access to (see Off-Exchange Health Plans).

We will help compare the plan options and enroll you in the one that best meets your needs.

Note: You must be within the open enrollment period of November 1st - January 15th to enroll or meet one the many special enrollment period criteria to enroll outside of open enrollment.

I offer the fastest and easiest way to enroll in ACA / Marketplace health insurance. Simply put, I offer an easier way to communicate and enroll in health insurance without receiving hundreds of unwanted solicitation phone calls. I have assisted thousands of people enroll in ACA-compliant health insurance. This means I have access to ALL Marketplace plans, policies, prices and available cost savings.

Do you want to see if you qualify for cost-saving healthcare plans? Use our free Health Insurance Calculator to determine your savings and eligibility or use the image below.

Are you ready to enroll but want to avoid using an agent?

Click below to access all of the marketplace plans available to you. Best part is, you do not enter any of your personal information until enrollment which will protect you from receiving any unwanted phone calls.